SIP Calculator – Mutual Fund Wealth Growth
Calculate projected mutual fund wealth, total investment, and compound returns from monthly SIPs.
Calculation Breakdown
Calculation Formula & Methodology
Where P = Monthly SIP amount, i = Monthly interest rate, n = Total number of monthly installments.
What is a Systematic Investment Plan (SIP)?
SIP allows investors to invest a fixed amount regularly in mutual funds, benefiting from rupee cost averaging and compounding power.
Power of Compounding in SIPs
Investing consistently allows reinvested earnings to generate their own returns, exponentially expanding wealth in later years.
Example 10-Year SIP Growth
₹10,000 monthly SIP at 12% expected annual returns for 10 years:
Nearly doubles your invested capital.
Investment Drivers
Time Horizon
Doubling duration quadruples wealth gains due to compounding.
Frequently Asked Questions
Mutual fund SIP returns depend on market performance and are not fixed like bank FDs.
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